U1 Import Finance

Eligibility and Tiering Engine, Updated Model

Updated for the current pilot structure, including personal cap changes, business pilot caps, insurance rules, staged release logic, storage rules, strict late fee policy, and approval routing.

Application Input

Personal Financial Inputs

Control Flags

Decision Output

Decision
Declined
Tier
DECLINED
Risk Score
0/100
Risk Band
High
Recommended Limit
$0
Approved Amount
$0
Financed Amount
$0
Down Payment
$0
Down Payment Rate
0%
Monthly Interest
0.0%
Installment Estimate
$0
Approval Route
Not applicable
Allowed Terms
Allowed Repayment Frequencies
Release Policy
Not applicable
Insurance Rule
Insurance is optional below $300,000
Storage Rule
10 free storage days, then light weekly storage fees apply
Late Fee Rule
5-day grace period, then 5% penalty on overdue installment
Auto Upgrade Rule
Not applicable
Portfolio Fit
Declined
Reasons
  • Disposable income must be at least 3x the requested order value for personal applicants
Warnings
No material warnings.