Entry Level
Starter Import Plan
Best For: First-time importers Small personal imports Testing the program
Required Down-Payment
1yr
Repayment Term
3 weeks
Typical Rate
2.5% Monthly
2.5% Monthly
Credit Limit (JMD)
$50,000.00
Eligibility Requirements
Basic Requirements: • Valid Government ID • TRN Required • Job Letter or Proof of Income • Active Union One Account • Working Phone Number Approval Factors: • Income stability • Previous loan history (if any) • Import size vs income • Contact verification
What This Plan Covers
Covered By INPL: ✔ Cost of imported goods ✔ Supplier invoices ✔ Online purchases shipped through Union One Not Covered: • Shipping charges • Customs duties • Storage fees • Late payment fees
How This Plan Works
Step 1 Apply online or at a Union One branch. Step 2 Get approved within 24–48 hours. Step 3 Order your goods and ship to the Union One Miami warehouse. Step 4 When your package arrives in Jamaica, pay your downpayment and shipping charges. Step 5 Receive your package and repay monthly.
Security & Structure
Step 1 Apply online or at a Union One branch. Step 2 Get approved within 24–48 hours. Step 3 Order your goods and ship to the Union One Miami warehouse. Step 4 When your package arrives in Jamaica, pay your downpayment and shipping charges. Step 5 Receive your package and repay monthly.
Ideal Importers
Step 1 Apply online or at a Union One branch. Step 2 Get approved within 24–48 hours. Step 3 Order your goods and ship to the Union One Miami warehouse. Step 4 When your package arrives in Jamaica, pay your downpayment and shipping charges. Step 5 Receive your package and repay monthly.